Made on
Tilda
The case cleared underwriting.
Three opinions agreed.
The claimant swore he'd go the distance.
Four years into the litigation, the claimant took the defendant's settlement offer.
It didn't cover your position.
You didn't make the call — but you ate the loss.
How do you explain to your partners
why a winning case came back a loss.
They'll ask: "Who vetted the person who could end this case at any moment?"
You won't have an answer.
You read the case right.
Nobody read the people it turned on.
He started contradicting himself and volunteering things nobody asked about. By hour three the defense had almost stopped asking questions — they just let him talk. No new facts came out.
The case got marked down on how he held up.
For the first two years they leaned in hard. Then costs crossed a million, partners started counting the billable hours sunk into a case that hadn't paid a dime, and the conversation changed. They stopped talking about the jury and started calling the defendant's offer "reasonable."
On paper the firm represented the claimant. On the economics, it had been representing itself for a while.
Four years of depositions, his personal emails combed line by line, money tight at home. The defendant put up just enough to plug the hole, and — worn down — he signed.
Technically he breached nothing: you were notified, you objected. A funding agreement just can't make a worn-out man drag a case out three more years for your return.
The signature that ends this case isn't yours.
Everyone here is risking time. You're the only one risking money.
The lawyers bill by the hour whether it wins or folds. The experts were paid back at underwriting. The broker took his fee for bringing you the case.
And the claimant owes you nothing out of pocket — a modest settlement still nets positive for him and writes down for you.
Standard underwriting reads the case file.
ID SYSTEM™ maps the decisions the outcome turns on.
Claimants. Witnesses. Counsel.
How they hold up under pressure. Whether their interests line up with yours. How long they can last. And what they do when they're handed a way out.
You get the read while it still changes what you do:
before the first tranche,
before you defend it to your IC,
before the capital is locked up for years with no way out.
For the first time in this case,
you have a read that doesn't depend on the deal getting funded.
We don't take a piece of the recovery. Which means we can tell you no.